Privacy Policy
Last updated: April 28, 2026
WLJ Innovations LLC dba Ireland Pay (“Ireland Pay,” “we,” “us,” or “our”) is committed to protecting the privacy of our website visitors and merchant clients. This Privacy Policy describes how we collect, use, disclose, and safeguard your information when you visit our website at www.irelandpay.com or use our merchant services.
How We Collect Your Personal Information
We collect personal information through several channels:
- Online forms: When you fill out our contact form, free rate check form, merchant application, or any other form on our Website.
- Cookies and similar tracking technologies: When you browse our Website, we may automatically collect technical information through cookies, web beacons, server logs, and similar technologies.
- Emails and other electronic communications: When you email us at sales@irelandpay.com or otherwise correspond with our team electronically.
- Offline interactions: When you call us at (305) 686-4690, meet with a representative in person, attend an event, or submit a paper form.
What Personal Information We Collect
The categories of personal information we may collect include:
- Identifiers and contact details: first and last name, business name, email address, mailing address, and phone number (including mobile number).
- Commercial information: details about your business, monthly processing volume, type of merchant services you are interested in, and information from processing statements you voluntarily share with us.
- Internet and device activity: IP address, browser type, operating system, device identifiers, referring URLs, and pages visited on our Website.
- SMS opt-in records: the mobile number you provide, the timestamp of your consent, and the disclosure language shown to you at the time of opt-in.
- Communications content: the contents of messages you send us through forms, email, phone, or SMS.
SMS consent and phone numbers will not be shared or sold to any third party or affiliates for marketing purposes.
Text Messaging (SMS) Program
Program name:WLJ Innovations LLC dba Ireland Pay (“Ireland Pay”) operates a text messaging program for customers and prospective customers who have opted in by providing their mobile number and checking the SMS consent box on our contact or rate-check forms, by replying YES to a confirmation message, or by providing their number through another verifiable opt-in method.
Types of messages you may receive: sales follow-up regarding your inquiry, customer care, account servicing, appointment confirmations, statement and rate-review notifications, and other communications related to the merchant services you have requested or are receiving from Ireland Pay.
Message frequency: Message frequency varies based on your inquiry and account activity.
Message and data rates: Standard message and data rates from your mobile carrier may apply. Carriers are not liable for delayed or undelivered messages.
Opt out: You can opt out of our SMS program at any time by replying STOP to any message. After replying STOP, you will receive a one-time confirmation message and no further SMS messages will be sent to your number from this program.
Help: Reply HELP to any message for assistance, or contact us at (305) 686-4690 or sales@irelandpay.com.
Consent: By providing your mobile number and checking the SMS opt-in box, you consent to receive recurring text messages from Ireland Pay at the number provided, including messages sent using an automatic system. Consent is not a condition of any purchase or of using our website or services. You can submit our contact and rate check forms without consenting to SMS.
No sharing of mobile information: No mobile information will be shared with third parties or affiliates for marketing or promotional purposes. All categories listed elsewhere in this Privacy Policy exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties. Mobile numbers and SMS opt-in data are used solely to operate our SMS program and may be shared only with subprocessors who help us deliver messages (such as our SMS platform provider, RingCentral) under contractual confidentiality and data protection obligations.
How We Use Your Personal Information
We use the personal information we collect for the following purposes:
- To provide and operate our services: respond to your inquiries, process merchant account applications, deliver rate comparisons and savings estimates, set up and service your merchant account, send appointment confirmations and statement notifications, and otherwise fulfill the requests you make of us.
- To improve user experience: understand how visitors use our Website, troubleshoot issues, debug errors, measure the effectiveness of our pages, and improve Website performance, accessibility, and design.
- For marketing and communications (with your consent): send you information about our services, follow up on your inquiry, and send SMS messages — but only when you have provided your consent through one of our verifiable opt-in mechanisms (such as the SMS consent checkbox on a form).
- For security and fraud prevention: protect our Website, our customers, and our team from fraud, unauthorized access, abuse, and other harmful activity.
- To comply with legal obligations: respond to lawful requests from authorities, enforce our agreements, and comply with applicable laws and regulations.
How and Why We Share Personal Information with Third Parties
We are committed to being transparent about our data-sharing practices. We do not sell, rent, or trade your personal information to third parties for their own marketing purposes. We share personal information only in the limited circumstances described below, and only with parties that are contractually bound to protect it.
- Payment processing partners and sponsoring banks: we share information with the processors and acquiring banks that are necessary to underwrite, set up, and operate your merchant account.
- Service providers and subprocessors: we share information with vendors that help us operate our Website and services — for example, form submission services that route lead data to our team, our SMS platform provider (RingCentral), email hosting, analytics, and similar service providers. These vendors are bound by contractual confidentiality and data protection obligations and may use the information only to provide services to us.
- Legal authorities and to protect rights: we may disclose information when required to do so by law, subpoena, or court order, or when we reasonably believe disclosure is necessary to protect our rights, property, or safety, or that of our customers or others.
- Business transfers: if Ireland Pay is involved in a merger, acquisition, financing, or sale of assets, your information may be transferred as part of that transaction, subject to standard confidentiality protections.
SMS consent and phone numbers will not be shared or sold to any third party or affiliates for marketing purposes. Mobile numbers and SMS opt-in records are used solely to operate our SMS program and are shared only with the subprocessor that delivers the messages on our behalf, under contractual confidentiality and data protection obligations.
Data Security
We implement appropriate technical and organizational security measures to protect your personal information. Our website uses HTTPS encryption for all data transmission. However, no method of transmission over the Internet is 100% secure, and we cannot guarantee absolute security.
Your Rights
Depending on your location, you may have the right to:
- Access the personal information we hold about you
- Request correction of inaccurate information
- Request deletion of your personal information
- Opt out of marketing communications
California residents have additional rights under the CCPA, including the right to know what personal information is collected and the right to request its deletion.
Cookies
Our website may use cookies and similar tracking technologies to improve your browsing experience. You can set your browser to refuse cookies, though this may limit some features of our website.
Third-Party Links
Our website may contain links to third-party websites (such as social media platforms). We are not responsible for the privacy practices of these external sites and encourage you to review their privacy policies.
Children's Privacy
Our website and services are not directed to individuals under the age of 18. We do not knowingly collect personal information from children.
Changes to This Policy
We may update this Privacy Policy from time to time. Changes will be posted on this page with an updated “Last updated” date. We encourage you to review this policy periodically.
Contact Us
If you have questions about this Privacy Policy or your personal information, please contact us:
- Email: sales@irelandpay.com
- Phone: (305) 686-4690
- Address: 5000 SW 75th Ave, Suite 131, Miami, FL 33155