Terms of Service
Last updated: April 28, 2026
These Terms of Service (“Terms”) govern your use of the Ireland Pay website at www.irelandpay.com (“Website”) and the merchant services provided by WLJ Innovations LLC dba Ireland Pay (“Ireland Pay,” “we,” “us,” or “our”). By accessing or using our Website, you agree to be bound by these Terms.
Use of Website
You may use our Website for lawful purposes only. You agree not to:
- Use the Website in any way that violates applicable laws or regulations
- Attempt to gain unauthorized access to our systems or networks
- Transmit any malicious code, viruses, or harmful data
- Reproduce, distribute, or create derivative works from our content without permission
Merchant Services
Our merchant services, including payment processing, dual pricing programs, chargeback prevention tools, and related services, are subject to separate merchant agreements. The terms on this Website provide general information about our services and do not constitute a binding service agreement. Specific terms, rates, and conditions are established in the individual merchant processing agreement signed upon account setup.
Dual Pricing Program
Our Dual Pricing Program is designed to comply with all applicable federal and state laws, as well as card network rules. Merchants participating in the Dual Pricing Program are responsible for displaying proper signage and ensuring their terminal configuration shows both cash and card prices to customers. Ireland Pay provides training materials and signage to support compliance.
Chargeback Protection
Ireland Pay's chargeback protection program provides software-based prevention tools, pre-dispute alerts, and representment support to help merchants reduce and respond to chargebacks. Ireland Pay does not guarantee, indemnify, or reimburse merchants for chargeback losses. Outcomes of individual disputes are determined by the issuing bank and card networks. Full program details are provided in the merchant agreement.
Intellectual Property
All content on this Website — including text, graphics, logos, images, and software — is the property of Ireland Pay or its licensors and is protected by copyright, trademark, and other intellectual property laws. “Ireland Pay” and the Ireland Pay logo are registered trademarks. “kathy ireland” is a registered trademark of kathy ireland Worldwide.
Contact Form and Communications
When you submit information through our contact form, you consent to being contacted by Ireland Pay regarding your inquiry. We will use the information you provide in accordance with our Privacy Policy. We will not add you to marketing lists without your explicit consent.
SMS Terms and Conditions
Consent for SMS Communications
Upon granting consent to receive SMS communications from Ireland Pay, your phone number and consent will remain confidential. We will not sell or share your information with third parties or affiliates for marketing purposes.
Ireland Pay operates an opt-in text messaging program. You will only receive SMS/MMS messages from us if you have affirmatively opted in through one of the methods described below. Consent to receive text messages is not a condition of any purchase or of using our Website or services.
Types of SMS Communications
If you have consented to receive text messages from Ireland Pay, you may receive messages such as:
- Account updates — notifications related to your merchant account, statements, rate reviews, and servicing activity.
- Appointment reminders — confirmations and reminders for calls, demos, on-site visits, or other scheduled interactions with our team.
- Service inquiry follow-up — replies and updates related to inquiries you have submitted (for example, through our contact form or free rate check form).
- Order and delivery updates — status updates for equipment orders, terminal shipments, and similar fulfillment communications.
Example message: “Hi [Name], this is a reminder about your upcoming appointment with Ireland Pay on [Date] at [Time]. We look forward to speaking with you!”
Standard Messaging Disclosures
- Reply STOP to any message to unsubscribe.
- Reply HELP to any message for assistance.
- Message and data rates may apply.
Sample HELP response: “For further assistance, please visit our website at irelandpay.com or contact us at (305) 686-4690.”
Message Frequency
You may receive approximately 2–5 messages per month related to your account or inquiry. Frequency may vary.
Opt-In Methods
You can opt in to receive SMS messages from Ireland Pay through any of the following methods:
- Verbally — by giving your express verbal consent during a call with an Ireland Pay representative.
- By submitting an online form — by checking the SMS consent box on our contact form, free rate check form, or another online form on irelandpay.com that includes an SMS opt-in disclosure.
- By filling out a paper form — by checking the SMS consent box on a printed merchant application or other paper form you submit to Ireland Pay.
Opt-Out Methods
You can opt out of SMS messages from Ireland Pay at any time:
- Reply STOP to any text message you receive from Ireland Pay. After replying STOP, you will receive a one-time confirmation message and no further SMS messages will be sent to your number from this program.
- Contact us directly to request removal by phone at (305) 686-4690 or by email at sales@irelandpay.com.
If you do not wish to receive SMS messages, you can choose not to check the SMS consent box on our forms.
Carrier Disclaimer
Carriers are not liable for delayed or undelivered messages.
Privacy of SMS Information
No mobile information will be shared with third parties or affiliates for marketing or promotional purposes. SMS opt-in data and consent are never shared with third parties. See our Privacy Policy for full details.
Program operator: WLJ Innovations LLC dba Ireland Pay, 5000 SW 75th Ave, Suite 131, Miami, FL 33155.
Disclaimer of Warranties
Our Website and its content are provided “as is” without warranties of any kind, either express or implied. We do not warrant that the Website will be uninterrupted, error-free, or free of viruses or other harmful components. Savings estimates and rate comparisons are based on information provided and may vary based on actual transaction volumes and card types.
Limitation of Liability
To the fullest extent permitted by law, Ireland Pay shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of the Website or our services. Our total liability shall not exceed the amount paid by you, if any, for accessing the Website.
Third-Party Links
Our Website may contain links to third-party websites. These links are provided for convenience only, and we do not endorse or assume responsibility for the content or practices of any third-party sites.
Governing Law
These Terms are governed by and construed in accordance with the laws of the State of Florida, without regard to its conflict of law provisions. Any disputes arising from these Terms shall be resolved in the courts of Miami-Dade County, Florida.
Changes to Terms
We reserve the right to modify these Terms at any time. Changes will be posted on this page with an updated “Last updated” date. Your continued use of the Website after changes are posted constitutes acceptance of the revised Terms.
Contact Us
If you have questions about these Terms of Service, please contact us:
- Email: sales@irelandpay.com
- Phone: (305) 686-4690
- Address: 5000 SW 75th Ave, Suite 131, Miami, FL 33155